Stop Garnishments

How to Stop Garnishments in Orange County

If you find yourself in the position of not having enough money to handle your bills, you are not alone.  Many individuals, couples and businesses have had financial reverses which placed them in just this situation.  The legislature recognized that good, responsible people can get into financial difficulties which require legal relief.  When you are struggling having money taken out of your paycheck only increases the difficulties you are facing.  Wage garnishment can be the final straw that makes it impossible to continue on in your current circumstances.  A valuable tool is available through the bankruptcy laws to gain relief.   Talk to an Orange County bankruptcy attorney about possible solutions.

Stop Garnishment Lawyer in Orange County

Creditors can file suit against a debtor who has fallen behind in loan payments or credit card payments.  If they win, they can levy your bank account and may take up to 25% out of your paycheck until the full amount of the debt has been collected.  Once a bankruptcy petition has been filed with the court an automatic stay is issued by the court.  This means that all garnishments and bank account levies cease immediately.  This protects your bank account and your paycheck.  You get to keep every penny.  Chapter 13 and Chapter 7 bankruptcy will protect you from continuing collection actions by creditors.  A stop garnishment lawyer with our firm will work closely with you to assist you in choosing the best strategy for your situation.

We understand how stressful it can be to face overwhelming financial obligations and incessant creditor demands.  Our legal team is here to help.  A skilled bankruptcy lawyer with our firm has a number of legal tools which can be used to help a client in difficult circumstances.  Call the Law Offices of Joseph M. Tosti for a consultation and find out what solutions are available to you.

Contact an Orange County stop garnishment attorney with our firm who will work with you to select a workable strategy to gain control over your finances.