Orange County CA Bankruptcy Lawyer
Stopping Creditor Harassment
There are laws that protect consumers from certain types of creditor harassment. You are protected by the "Fair Debt Collection Practices Act" or FDCPA. When creditors violate the law by using threats of lawsuits, contacting your employer, and many upsetting tactics, it is possible that they are breaking the law. When this occurs, you need to immediately contact an Orange County bankruptcy lawyer to fight for you and end the harassment. Most debt collectors when dealing with an attorney immediately back off. There are a variety of things that can be done to protect you from harassment, and an attorney from the Law Offices of Joseph M. Tosti is prepared to protect your rights as a consumer and citizen.
Bankruptcy Attorney in Orange County
Some of the types of collection activities that are illegal include:
- Call your employer and mention that you owe money
- Call you before 8:00 am or after 9:00 pm
- The use of obscene or profane language
- Threatening you with imprisonment
- Repeatedly calling with the intention to annoy, abuse or harass
- Threatening you with legal action when there is no intention to sue
- Contact you after you have engaged the services of an attorney
You have many other protections from the FDCPA and with the assistance of the legal team at the Law Offices of Joseph M. Tosti, the creditors harassing you will be required by law to communicate only with the attorney, and no longer to contact you under any circumstances. Should they continue to harass you, legal action can be taken against them and you could win a judgment which will likely include your attorney's fees. Take action against these unfair and illegal practices, and fight back with the assistance of an attorney from the Law Offices of Joseph M. Tosti.
If you are being harassed by creditors and want relief, take advantage of the over 25 years of experience of the Law Offices of Joseph M. Tosti. The firm has a long history of success in assisting consumers with debt relief of all kinds including bankruptcy filing, ending creditor calls, negotiating debt on your behalf, and other possible options. Your case is unique. The bankruptcy lawyer will take the time to review and evaluate your situation and advise you as to the best way to move forward legally.
Contact an Orange County Bankruptcy Lawyer from the Law Offices of Joseph M. Tosti if you need to end creditor harassment. |