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Latest Blog Posts By Category
- A New Year–A New Financial Goal
As we start a new year, it is a good time to set some new financial goals. In particular, the goal of reducing debt or eliminating your dependence on debt should be everyone’s goal. So, how do we get ... - 2010 Bankruptcy Filings Up 14%
According to the 2010 Fiscal Year statistics from the Administrative Office of the U.S. Courts, the number of bankruptcies filed between October 1, 2009 and September 30, 2010 increased from 1,402,816 ... - Student Loans Not Discharged Due to Boyfriend’s Income and Voluntary Underemployment
Below poverty level income for five of the past six years was no basis for discharging a chapter 7 debtor's student loans, where she was voluntarily underemployed, had no dependents, and lived with ...
- Credit Cards and Bankruptcy
Foreclosures have been getting a lot of media attention lately, but credit card debt probably accounts for more bankruptcies than foreclosures. And a lot of people who fall behind on mortgage payments ... - After the Holidays — Now Comes the Hard Part
Holidays are wonderful… and sometimes, some parts, not so wonderful. Some of us know this because we are barely now relaxing from the rush to prepare, having battled traffic and crowds and lines in ... - Can I file bankruptcy without my wife? Can I file bankruptcy without my husband?
People frequently ask whether they can file a bankruptcy case without their spouse. The simple answer is yes. The complicated answer is that your spouse matters for several reasons. Let's assume that ...
- Bankruptcy: The Meeting of Creditors. What Did The Trustee Say?
Every person that files a bankruptcy is required to attend a Meeting of Creditors . The meeting, also called a Section 341(a) meeting is held by a Trustee . The Trustee is an individual, usually an ... - HAMP Mortgage Modifications and Bankruptcy
HAMP, the Home Affordable Modification Program which can modify a mortgage, is no way to avoid bankruptcy. It's a heart-breaker. It builds up false hopes and then destroys them. That's my conclusion ... - Chapter 13 Minimum Payment.
A minimum payment in a Chapter 13 Bankruptcy will vary from district to district depending on the local rules. However, the minimum payment must cover what you must pay within the applicable ...
- Law prohibits employment discrimination after bankruptcy
The bankruptcy code give you l imited protection against employment discrimination after bankruptcy . You can’t get fired from your existing job in the private sector. You can’t be discriminated ... - Mortgage Modifications Fail To Slow Foreclosure Rate
Proprietary mortgage modifications, not HAMP mortgage modifications, lead the way according to HOPE NOW Loan Mod statistics. 120,000 modifications have been done by the mortgage companies themselves, ... - Chapter 13 Minimum Payment.
A minimum payment in a Chapter 13 Bankruptcy will vary from district to district depending on the local rules. However, the minimum payment must cover what you must pay within the applicable ...
- Death and Bankruptcy.
Unless you are a mortician most people do not like to think about death, especially when considering filing bankruptcy. However there are times when death comes into play whether it be the death of ... - A New Year–A New Financial Goal
As we start a new year, it is a good time to set some new financial goals. In particular, the goal of reducing debt or eliminating your dependence on debt should be everyone’s goal. So, how do we get ... - Outgoing Governor Paterson Gives New York Debtors Something to Cheer About!
Gov. David Paterson has signed a bill that gives more protection to New Yorkers who file bankruptcy or who have been sued by bill collectors. The new law increases the exemptions that people can use ...
- HAMP Mortgage Modifications and Bankruptcy
HAMP, the Home Affordable Modification Program which can modify a mortgage, is no way to avoid bankruptcy. It's a heart-breaker. It builds up false hopes and then destroys them. That's my conclusion ... - 2010 Bankruptcy Filings Up 14%
According to the 2010 Fiscal Year statistics from the Administrative Office of the U.S. Courts, the number of bankruptcies filed between October 1, 2009 and September 30, 2010 increased from 1,402,816 ... - New Median Family Income Numbers For Bankruptcy Effective November 1, 2010
The new median family income numbers used for determining whether a debtor can file a Chapter 7 bankruptcy went into effect today, November 1, 2010. The numbers are provided by the U.S. Census Bureau. ...
- Why Banks Robo-Sign Mortgage Documents.
Banks do not want to go to trial in mortgage foreclosure cases . Judges and the Wall Street Journal still do not get it. Banks want to avoid trial because trial shines a light on the facts of a case. ... - Mortgage and Bankruptcy: Save Your Home!
If you are behind in the mortgage payment on your home , there are several things you can do. One way to stop a foreclosure is to file bankruptcy. Once filed, there is an automatic stay that goes into ... - O.C. housing risk 9th highest in U.S.
For the second quarter in a row, Orange County’s risk of a price decline within a two-year period ranked ninth in the nation — just behind eight other metro areas that were tied for first, according ... |
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